Nevada

Nevada down payment assistance programs

Nevada's Home Is Possible programs provide statewide assistance, with additional options in the Las Vegas and Reno areas.

Nevada down payment assistance at a glance

The Nevada Housing Division runs the Home Is Possible programs, which pair first mortgages with down payment assistance through participating lenders.

Want the full Nevada breakdown? Our dedicated Nevada guide covers programs, local options, and current details: visit the Nevada DPA guide →

Statewide programs

Home Is Possible down payment assistance

Assistance for down payment and closing costs paired with an eligible first mortgage for qualifying buyers.

Home Is Possible for Heroes

Options for eligible veterans, active-duty military, National Guard and Reserve members, and surviving spouses.

Home Is Possible for Teachers

A separate option that has been offered for eligible Nevada teachers.

Mortgage Credit Certificate

A federal tax credit option that has been offered to eligible Nevada buyers.

Regional programs

Additional programs may be available through local housing authorities in Clark and Washoe counties.

Program names, amounts, and eligibility change frequently and funding can pause. Always confirm current terms with a participating lender or the program administrator.

Local and city programs

Buyers in Las Vegas, Henderson, North Las Vegas, Reno, and Sparks may have access to local programs in addition to statewide options.

What Nevada buyers should know

  • Many Nevada homes are in HOA communities — include dues in your budget.
  • Check whether the assistance is a grant or a forgivable or deferred second loan, since terms differ.

Next step

Matthew Brown is licensed in Nevada and can check which statewide and local programs fit your income, credit, and the home you want to buy.

Frequently asked questions

What is Nevada Home Is Possible?
The Nevada Housing Division's homeownership program offering down payment assistance paired with first mortgages for eligible buyers.
Do I have to be a first-time buyer in Nevada?
Not always. Some Home Is Possible options are available to repeat buyers who meet requirements.
Next step

Find out which programs fit you.

Down payment assistance rules change often, and many programs must be paired with a specific first mortgage. A short conversation will tell you what you likely qualify for — before you make an offer.

  • Program eligibility reviewed against current guidelines
  • Income, credit, and purchase price limits checked up front
  • A clear estimate of your cash to close

Two ways to start

Get pre-approved online, or book a free consultation to talk through programs first.

Or call/text Matthew Brown at (512) 952-1125 · matt@matt.mortgage

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